Personal Banking Products
Smarter Everyday Checking & High-Yield Wealth Building
Manage your everyday transactions with $0 account keeping fees, grow your balances with 4.85% APY, and spend seamlessly worldwide with our virtual and titanium debit cards.
Everyday Liquidity
Personal Chequing Account with Zero Maintenance Fees
Designed for seamless day-to-day spending, automated salary direct deposits, and instant bill settlements without minimum balance penalties.
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$0 Monthly Maintenance Fees & Zero Minimum Balance
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Free Incoming ACH Direct Deposits & Instant Domestic Wires
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Real-Time Biometric Push Alerts on Every Transaction
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Instant Virtual Debit Card with Apple Pay & Google Wallet
Compound Growth
High-Yield Savings: 4.85% APY Daily Compound Interest
Put your idle funds to work. We calculate interest daily on your accumulated savings balance and deposit monthly earnings directly to your wallet.
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Industry-Leading 4.85% APY Annual Yield
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Zero Lock-in Penalties: Instant Transfer to Chequing 24/7
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Automated Recurring Savings Rules & Round-Up Transfers
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FDIC Insured Partner Protection up to $250,000
Account Plan Summary
Everything transparent. No hidden fine print.
| Feature | Personal Chequing | High-Yield Savings |
|---|---|---|
| Monthly Fee | $0.00 | $0.00 |
| Interest Yield | 0.05% APY | 4.85% APY (Daily Compounding) |
| Debit Card Access | Virtual & Titanium Metal | Linked Instant Transfer |
| Transfer Limits | $50,000 / Day | Unlimited Inter-Account |
| Deposit Protection | FDIC Eligible ($250,000) | FDIC Eligible ($250,000) |